testimonials

Cecilia, Vero Beach, FL

 After losing a substantial amount of money in the market both in 2002 and after the more recent crash of 2008, I wanted to find another way to grow my money for retirement without all the risk. That’s where Terry came in – she explained about some options that allowed our money to grow, but without the risk of loss from the market crashing again. And, she taught us about a different option for our 401k that allows our money to grow TAX FREE, like a Roth.  We are thrilled with the results and have really benefited from working with her. Now we sleep better at night knowing our money is not at risk. 

Alvin & Griselda, Kissimmee, FL

We met Terry a few yrs ago at a social security seminar and we set an appointment for after and learned even more about how she could help us protect our money from market loss. Both my husband and I have an aversion to risk because we’ve seen how it can greatly reduce your life savings and being in our late 50’s now, we feel like we are too old to take that kind of risk any longer. And working with Terry was a blessing – she worked very hard to find us the best options and we are very happy with the results. If anyone is looking to get their money out of harm’s way, we recommend you call Terry.

Elena, Cliffside Park, NJ

 I was going through a very stressful time when my cousin referred Terry to me.  My husband was terminally ill and I had a lot of decisions to make.  I had leftover money in a 401k where I used to work and I knew I didn’t want to keep leave it all there, but I didn’t know what my options were. And my situation was complicated as I had Medicaid spend down to consider.  So once the dust settled and I knew what I was left with as far as money and assets, I reconnected with Terry to see what some of my options were.  I chose an annuity that will grow safely, which I’m very happy about.  I have worked too hard to take any chances of losing it now.  And my cousin was right, working with Terry was a breeze.  She held my hand (so to speak) and walked me through the entire process.  She definitely put my mind at ease regarding my future. 

Anonymous client

  

We were already very happy working with Terry knowing that our money would not be affected if the market crashes. And after a few years of having our money in her programs, we had an unforeseen incident happen that involved a civil lawsuit. This is something that is never expected, but trust me, it can happen.  That’s when we learned firsthand that our money was also protected from civil litigation as well. We can’t tell you how happy and relieved we are to know that our money is totally safe in the programs we did with Terry. 


Miranda’s Subs & Bakery, Ft. Pierce, FL

  

We own a family business and working with Terry has been a Godsend. She not only helped my husband and me with our retirement and income planning for the future (she researched our options thoroughly to make sure it was the best fit for us), she also got my adult children onboard with their own retirement programs. So now I’m even more relieved to know that they too are on the road to a safe and secure retirement. Thank you Terry.


Donna, Indialantic, FL

When I first met Terry I was going through a divorce and didn’t know exactly where I’d end up financially. But one thing I knew for sure, I did not want my money to be at risk. So once the divorce was finalized, and I knew where I stood financially, we reconnected so that Terry could help me protect my money from market loss. She specializes in working with women, which was really nice, especially since this was a new world to me. I had a lot of questions and Terry explained everything fully. I enjoyed working with her and feel good knowing that my money is growing safely. I would recommend anyone working with her, especially women. 

testimonials cont . . . .

Anastacia, Kissimmee, FL

Once I met Terry and started working with her, I saw for myself that she is knowledgeable, hard working, and very trustworthy. She worked diligently doing extensive research for me and my unique situation. I would say that she is resourceful and committed to finding the best solution for her clients. And throughout the entire process, she kept me up to date as to the status of my transaction. I feel like she always went the extra mile and I definitely recommend working with her. 

Small business owner, Vero Beach, FL

Terry works with a team approach and has not only helped us with protecting our money from market loss, but she also referred us to a CPA who is helping us with our businesses taxes as well as an attorney who is helping us with our Trust. Terry has gone above and beyond to help us and I would highly recommend using her to help with retirement planning and more.

Andre, Indialantic, FL

I am an accredited investor and I have money in many different places for maximum growth. But I knew that I didn’t want to have all my money at risk so I was happy to meet Terry and learn about some safe money options. And although I don’t have all my money in the safe bucket, I feel good knowing that I have at least some of it there. And working with Terry was great – she made it understandable and easy to implement.

Gary, St. Clair Shores, MI

I had this money in an account that I got through my bank.  And when I sat down with Terry, I learned about the different kinds of annuities and found out that the one I had through the bank had high fees and was at risk! Terry explained about the different types of annuities and showed me options that had no fees and my money couldn’t go down if the market went down or even crashed. This just makes more sense to me, especially as I get closer to retirement. Then my bank would not release the funds – it was so frustrating! But thanks to Terry’s patience and persistence, we got it handled.  I appreciate Terry’s help and now I know I don’t have to worry, regardless of what happens in the market.

Karen, Palm Bay, FL

I met Terry at one of her seminars and everything she said made perfect sense to me. So I met with her for a private consultation and she not only explained her safe money options, she also coached me on how to become debt free by paying off all my credit cards and more. She helped me get my financial head on straight – lol. I was happy to move my available funds into one of her annuities. And when I retire, I will definitely reconnect with her so that I can protect the rest of my retirement funds.