testimonials

 After losing a substantial amount of money in the market both in 2002 and after the more recent crash of 2008, I wanted to find another way to grow my money for retirement without all the risk. That’s where Terry came in – she explained about some options that allowed our money to grow, but without the risk of loss from the market crashing again. And, she taught us about a different option for our 401k that allows our money to grow TAX FREE, like a Roth.  We are thrilled with the results and have really benefited from working with her. Now we sleep better at night knowing our money is not at risk. 

We met Terry a few yrs ago at a social security seminar and we set an appointment for after and learned even more about how she could help us protect our money from market loss. Both my husband and I have an aversion to risk because we’ve seen how it can greatly reduce your life savings and being in our late 50’s now, we feel like we are too old to take that kind of risk any longer. And working with Terry was a blessing – she worked very hard to find us the best options and we are very happy with the results. If anyone is looking to get their money out of harm’s way, we recommend you call Terry.

 I was going through a very stressful time when my cousin referred Terry to me.  My husband was terminally ill and I had a lot of decisions to make.  I had leftover money in a 401k where I used to work and I knew I didn’t want to keep leave it all there, but I didn’t know what my options were. And my situation was complicated as I had Medicaid spend down to consider.  So once the dust settled and I knew what I was left with as far as money and assets, I reconnected with Terry to see what some of my options were.  I chose an annuity that will grow safely, which I’m very happy about.  I have worked too hard to take any chances of losing it now.  And my cousin was right, working with Terry was a breeze.  She held my hand (so to speak) and walked me through the entire process.  She definitely put my mind at ease regarding my future. 

We were already very happy working with Terry knowing that our money would not be affected if the market crashes. And after a few years of having our money in her programs, we had an unforeseen incident happen that involved a civil lawsuit. This is something that is never expected, but trust me, it can happen.  That’s when we learned firsthand that our money was also protected from civil litigation as well. We can’t tell you how happy and relieved we are to know that our money is totally safe in the programs we did with Terry. 

We own a family business and working with Terry has been a Godsend. She not only helped my husband and me with our retirement and income planning for the future (she researched our options thoroughly to make sure it was the best fit for us), she also got my adult children onboard with their own retirement programs. So now I’m even more relieved to know that they too are on the road to a safe and secure retirement. Thank you Terry.

When I first met Terry I was going through a divorce and didn’t know exactly where I’d end up financially. But one thing I knew for sure, I did not want my money to be at risk. So once the divorce was finalized, and I knew where I stood financially, we reconnected so that Terry could help me protect my money from market loss. She specializes in working with women, which was really nice, especially since this was a new world to me. I had a lot of questions and Terry explained everything fully. I enjoyed working with her and feel good knowing that my money is growing safely. I would recommend anyone working with her, especially women.